What can we offer?

Click on the service you require in the list to the right for more details.

If you don't see exactly what you need, contact us and we'll do our best to help.

We offer a personal service tailored to meet your needs. We have more than 30 years of experience in the banking and finance industry and have a wide network of good contacts, which enables us to source the best deals.

We know what the lenders need to know, and that means we can simplify and streamline the application process for you, leaving you free to concentrate on running your business. We'll tell you what information you need to gather, and we'll package it up and present it to the lender in the format they require.

Factoring and invoice discounting

We have contacts with lenders who can turn your invoices into instant cash-flow, to help you grow your business. Factoring and invoice discounting keeps pace with your business, preventing cash-flow problems from hindering your growth.

Commercial mortgages

A commercial mortgage is a must if you wish to purchase property which you intend to use for commercial purposes. A commercial mortgage works in the same way as a residential mortgage, and can be interest-only or capital and repayment, but is secured against business premises.

If you already have a commercial mortgage, we can look at your circumstances and find you a better deal. Also if you are looking to raise further finance against your property we can help.

Development funding

If you need to raise finance to build a new property, or redevelop existing premises you'll need a development loan.

This is a special kind of mortgage that is usually agreed against architects' plans and the estimated value of the completed project.

Bridging finance

Bridging finance is a way of raising short-term funds quickly so you don't miss a good deal that needs to be closed rapidly. It's useful when, for example, buying at auction, when traditional lenders can't get through the paperwork quick enough to get the money to you in time.

We will even arrange your longer-term finance, and make sure you don't pay for bridging finance any longer than you absolutely have to. And that way, you don't have to provide your detailed information twice.

We can arrange finance against the value of the property, rather than the price you've agreed to pay for it.

Planning gain finance

If you want to raise funds to buy land or premises before you've applied for planning permission, we can help. We have strong contacts with lenders who are happy to lend 100% of the purchase price for the right project.

We can then help raise the finance to go ahead with the development you have planned for the site.

Buy to let

If you want to buy property to rent out, whether it be off plan or an existing building, we can help source the finance you need.

Adverse credit

Don't let your credit history concerns get in the way of fulfilling your business dreams. If you have CCJs or have missed mortgage repayments, we can still help.

Secured loans

If you want to raise finance against your main residential property for any purpose, talk to us.

Asset finance

If you want to raise finance to buy movable assets such as cars, vans, plants or machinery, we can find the lenders who will help.

MBO - Management buy-outs

We can help find finance for a management team to buy the existing trading business they are already running.

MBI - Management buy-ins

We can help an outside management team buy an under-performing business, to allow the new team to take the business forward with their expertise and knowledge.

Acquisitions - Buying a business

Buying into a business in your field will help increase your profitability, give you additional skilled staff and management, increase geographic cover - plus you can get rid of one of your competitors. We can help find the funds.

Sales

We can help handle a sale - always a very stressful time - by preparing for the sale, finding buyers and negotiating the terms. You'll get the best deal and still be free to get on with running your business.

Phoenix businesses

If you are looking to kick-start a failing business by refinancing and launching a new business run by the same management team with a similar name... we can help.

Moving services

Once we've secured your finance, whether you are relocating and expanding, or creating a new business, you may need help moving in.

Moving Distance Services can help. They co-ordinate the prompt, secure transfer of your vulnerable, expensive office equipment, giving you peace of mind and ensuring your business remains as productive as ever.

Find out more at the Moving Distance Services website: Click here to visit them now.